Premium Financial Services scam

Premium Financial Services Fraud

Don't Bear Internet Fraud

Premium Financial Services (PF Services Inc.) scam screenshot (02-Jun-2009)

Premium Financial Services (PF-Services Inc.) scam. This is just the latest of the numerous highly generic Russian scam websites that has been set up to form a front for a money laundering fraud job advertisement. (The identical job was posted by the Calisto Trading Inc., Reynolds Investment, & Simple Investments fraudsters and others). It's a bit slicker than most but at the end of the day its function is to con you into believing that they are a legitimate company when the evidence clearly demonstrates that they are crooks. The template may be different, but it's an identical scam to Epayment Solutions, Emarket Solutions Inc., Legal Operations Inc., Secure Operations Inc., Oranta Group Inc., Ketler Group Inc., Profit Financing Inc., Logic Group Inc., Maxi Group Inc., Fair Group, Fartex Group, MGPA Group Inc., Sky Group Inc., Idea Group Inc., Air Group Inc., Ideal Group Inc., Capital Group Inc., Fox Group Inc., Ebusiness Group Inc., Onicks Group Inc., Multi Group Inc., Single Group and the e-Innovative Inc. frauds among others. It's the direct follow-on scam to the Advanced Finance Inc. and Advance Finance Group LLC scams. The website carries a clear money mule solicitation, their domains were only registered very recently and all their contact and location details are bogus.

This fraudster should not be confused with any legitimate company of the same or similar name - the above website graphics and the included money laundering job clearly identify the fake website and these fraudsters.

Premium Financial Services : Evidence of Criminal Fraud

i) Premium Financial Services claim on their website "The company was set up in 1990 in San Francisco, the USA by three enthusiasts having financial education", but the criminal's domain pf-service.net was only registered with XIN NET TECHNOLOGY CORPORATION on 06-May-2009 for the usual criminal's domain period of just one year. A clear indication of a fraudulent registration.

ii) The criminals have stolen the name of the genuine New York registered company PREMIUM FINANCIAL SERVICES, INC. who are located at a completely different address to this fake company and registered long before this criminals fake website.

iii) Although the template is different, the content of the scammers website is the same as the numerous frauds listed above, including the inevitable money mule 'job' listed below. This fraud is an identical follow-on fraud to the scammers previous aliases - Advanced Finance Inc. and Advance Finance Group LLC. clear evidence of fraud.

iv) Fake Location Details (copied from their website) These are the same location details as for their Advanced Finance Inc. and Advance Finance Group LLC scams - clear evidence of fraud.

Premium Financial Services
6631, Main St., Buffalo,
NY, 14221, USA

Telephone: +1 716 989 6011

Fax: +1 716 989 6011

• - The address 6631, Main St., Buffalo is home to several finance companies, but these crooks do not appear in a Google search or a Google maps company listing.
• - Notice the common Telephone and Fax number that these crooks often use, but no reputable company would. The number +1 716 989 6011 Googles as the telephone number used by other fraudsters - clear evidence of fraud.

v) The list of fake partners on this page is amusing if only for its spelling and grammatical errors. The so-called partners are just links to various companies.

vi) I like their fake 'McAfee Secure' 'hacker safe' certificate and this page, where they say: "This site is tested and certified weakly to pass the FBI/SANS Internet Security Test". Very weakly, I would say... Needless to say it is just local fake content on the criminal's server and does not refer back to a certification on the McAfee secure site as a genuine certificate would - clear evidence of fraud.

vii) They've got the usual bunch of fake certificates that these crooks always love to post. Why do they think that these would convince anyone? They've even got one from the UK Portsmouth and South East Hampshire chamber of commerce when they are not even pretending to be in the UK and a bogus South African Financial Services Board registration certificate when they are not claiming to be operating in South Africa either. Clearly fake nonesense.

viii) Here is the obvious money laundering position of "FINANCIAL AGENT" posted on their website:

FINANCIAL AGENT - AVAILABLE

Location: Canada, Usa, Australia
Status: Opened
Employee Type: Part-Time Employee

The major duty of the incumbent is to promptly receive and process stockbrokers' payments to further transfer them applying specified method. Please enquire for detailed work scheme.

Requirements:
• Expert skill in managing payments and transfers between our company and clients.
• Knowledge of basic payment systems.
• Ability to schedule working hours effectively.
• Availability of spare time (3-4 hours per day).
• Advanced user ability to operate computer and to use Internet and e-mail.
• Legal age.

Payment basis: During the trial period you will be paid 2300 $ per month. You will also be keeping 8% commission from every payment received from a client.
With the current volume of clients on average your overall income will add up to 4000 $ per month. After the trial period your base salary will go up to 3000 $ per month, plus 8% commission.

Benefits:
• Flexible work schedule.
• Possibility to combine the job with primary employment.
• Free training course.

INTERESTING FACT:
Our analysts observe strongly pronounced economic growth in all departments of Premium Financial Services for the latest quarter of this year due to perfect and well coordinated work of our team.

According to the statistics, 98% of Premium Financial Services financial managers being employed for less than three months are completely satisfied with their earnings and would like to upgrade professional skills and advance in their careers in our Company. The management of Premium Financial Services is striving for strengthening and expanding of the corporation in order to control the major part of financial services market.

NOTE:The vacancy is valid for Canadian, Usa and Australian residents only

In other words, just your average ILLEGAL money laundering mule position that will get your bank account and your assets frozen, and could earn you a criminal record. Clear evidence of criminal fraud.

ix) No legitimate company is going to spamvertise among the untrained, inexperienced and uncertified general population for a "FINANCIAL AGENT" acting as a criminal money transfer agent. It clearly defines Premium Financial Services as a criminal fraud organisation.

x) The identical illegal job was posted by the fraudsters other aliases as listed above.

xi) More details of the money mule function as published on the criminal's website:

FINANCIAL MANAGER

Location: Canada, USA, Australia
Is it available at the present moment: Yes
Employment type: Part-Time employment

CANDIDATE REQUIREMENTS.
• not less than 18 years old;
• internet access to reply emails promptly;
• availability by phone (1-2 hours a day);
• a bank account to process payments;
• good credit history with your Bank (new bank account is a possible option);
• absolute absence of criminal offenses or convictions;
• experience in the financial issues is welcome.

DUTIES.
We are searching for people to process payments coming from our clients. Premium Financial Services shall provide an agent with detailed instructions relevant to payment processing operations, including full name of the sender and sum total in every particular case.

When funds are received on employee's bank account Financial Agent's duty is to withdraw cash and transfer the funds via International Wire Transfer or using International Western Union/Money Gram money transfer system.

The main advantage of our services is the shortest possible time within which the seller can receive money for the services/goods sold. If this operation is delayed, our client will have a right to cancel the contract and we shall suffer financial losses. That's why successful applicant must be very responsible and careful!

TRIAL PERIOD POLICY.
Successful applicants are offered the position on a trial period (1 month). This is a period when new employee will be trained and receive online support while working and being paid. A personnel supervisor can recommend termination during/after the trial period depending on agent's activity. New employee needs to be responsible and strictly follow our recommendations in order to pass the Trial Period successfully.

SALARY.
During the probationary period we offer 2300$ monthly salary plus 8% commission from each payment processing operation. For example, an average $5,000 payment will bring $400 commission (but WU/MG fee is paid from this money, find more details below). Furthermore we offer $50 bonus for each transaction completed by 11am (local time). With the current volume of clients on average your overall income will add up to 4000$ per month. A successful agent may ask for additional tasks and earn more. After the probationary period base salary will go up to 3000$ per month, plus 8% commission. Base salary ($2300) is paid at the end of each month via wire transfer to employee's bank account. Commission (8%) should be deducted from the processed money.

IMPORTANT DETAILS.
• Financial Agent must process received assets during one business day, i.e. from money collection on bank account to money re-sending to our client as indicated in the contract. Should money collection on employee's account is expected on day-off or holiday all payment processing procedures have to be completed within the following working day.

• Every 14 days Financial Agent receives invoices for each transaction. This document is a confirmation of transaction validity, and in case of unforeseen circumstances it will evidence your personal non-participation. All invoices will contain detailed information about provider and will be sealed and certified by the President signature.
*After the Trial Period invoices are sent every business day.

• Since business transfers can be processed with delays, so Financial Manager have to specify a transfer as a remittance of private character. It is also applicable in case of a third party interest in the transfer.

• Our clients appreciate our performance and are ready to pay extra for shorter terms of transaction. If we manage to deliver the goods to the buyer within 10 days, the deal is considered to be fulfilled at the earliest possible date.

• All the fees (WU/MG) are paid from employee's commission. BUT our Company undertakes to reimburse part of expenses which are incurred in connection with money transfer (WIRE or by Western Union/Money gram system) should money transfer charges exceed 3%. At that, your net profit will amount to 5-8% of the total sum of payment processing operations

• We don't require any investments to get started/work in our Company.

• The Company offers incentive bonus program based on results of work and including several factors, i.e. total sum of money transferred, payment processing time, etc.

OUR BENEFITS.
Probationary period imposes restrictions on the employment benefits of our corporation. Financial Manager will be able to receive Premium Financial Services employment benefits only after probationary period. Employment benefits include:

• stock options;
• child-care subsidies;
• flex-time;
• business casual attire;
• free training and professional development programs.

*Detailed information concerning the employment benefits will be sent after successful completion of probationary period

Just more clear and irrefutable evidence of the illegal money mule function that these fraudsters are trying to con you into accepting. You will end up with your bank account and all your assets frozen, the loss of a great deal of money and possibly facing criminal charges. Don't be tepmted.

The above evidence clearly demonstrates beyond any doubt that the Premium Financial Services website has been set up by money laundering criminal fraudsters purely for the purpose of spamvertising an illegal money laundering 'mule' job. If you are an abuse team that has received an abuse report regarding these fraudsters, please consider immediate termination of their services in view of the absolutely undeniable evidence of criminal fraud - please don't delay - these criminals will not respond to any communication from you, (all their whois data is false), but will simply take advantage of any attempt at communication as a delaying tactic to allow them time to carry on their criminal activity and prepare their next network.

Premium Financial Services Fraudsters - current hosting details

Main Domains, Hosts and Registrars

Domain

pf-service.net

Registrar

XIN NET TECHNOLOGY CORPORATION on 06-May-2009

Host Network

CHINANET shanghai province network

Host IP

222.73.37.250

Active
Suspended/Disabled/Inactive
Parked

Please notify me of any other current domains used by this criminal.

DNS Data (pf-service.net, a-finance.org, hot-jobster.cn, careertrip.cn)
How I am searching:

Searching for pf-service.net A record at b.root-servers.net [192.228.79.201]: Got referral to A.GTLD-SERVERS.net. (zone: net.)
Searching for pf-service.net A record at A.GTLD-SERVERS.net. [192.5.6.30]: Got referral to ns1.chostservice.com. (zone: pf-service.net.)
Searching for pf-service.net A record at ns1.chostservice.com. [222.73.37.250]: Reports pf-service.net. Response:

Domain	Type	Class	TTL	Answer
pf-service.net.	A	IN	14400	222.73.37.250
pf-service.net.	NS	IN	14400	ns2.mydnshere.com.
pf-service.net.	NS	IN	14400	ns1.mydnshere.com.

Looking up at the 2 pf-service.net. parent servers:

Server	Response
ns2.chostservice.com [222.73.37.250]	222.73.37.250
ns1.chostservice.com [222.73.37.250]	222.73.37.250

The host for the criminal's domain pf-service.net is CHINANET shanghai province network on IP address 222.73.37.250. This is the same host IP as for their previous scam - Advance Finance Group LLC

***Latest News*** Initial entry 2nd. June 2009