fraudster bears no
relation to any other company of the same or similar name and
should not be
confused. The above website graphics and the money laundering job below
are intended to identify this fraudster alone.
a fairly obvious money laundering mule fraud website that is related to
many others documented on this website and is the identical follow on fraud to Anthem Premium Finance with just a simple name and logo change. It is a more or
less identical fraud to SmartOne Inc. that was going around earlier
in the year which then links it to the De
Cart Ltd fraud, the Renaissance
Capital Advisors Ltd scam, the Trust Company Inc, Finance
International, E-Z Transfer, SurRate Inc, Des
Group Inc., Business & Professional Consultants
scams and no doubt many others, in other words it's a standard
run-of-the mill money transfer fraud of the type that are turned out by
the dozen by the same bunch of criminals using the same hosts and
registrars that they regularly use. They're still using the old
miss-spelt flash banner they used for SmartOne Inc.
which originated from one of their previous aliases
Ketler Secure Financing which is a
bit of a give-away. Their initial domain a-p-finance.com was only registered
their location details are fake, they are not a US registered company
and this particular company has no internet presence, (not to be
confused with any genuine company of the same name). Clearly fraudulent.
AP Finance :
of Criminal Fraud
i) AP Finance say on
their 'About Us' page "What it's grown into Robert
STAMP, an American businessman and the owner of a big network of
Internet shops was at the presentation of the report. He was the first
to appraise the perspectives of application of finance management
external structure. The same day Mr. Miller and STAMP made a verbal
agreement on practical implementation of the idea by Mr.STAMP which in
the future has grown into official partners' relations.
with the help of a team of IT experts Mr. STAMP managed to develop a
system, based on Mr. Miller's theory. The system allowed separating the
financial management from business operations of a particular company.
A lot of companies highly appreciated the benefits of AP Finance system
and it became popular extremely fast". It's certainly ungrammatical nonsense and it may have been "extremely fast" but four days? (the
criminal's domain a-p-finance.com
on 08-dec-2008. I think not - a clear indication of fraud.
ii)a Google search for "AP Finance"
(include quotes), shows no web presence at all for these
crooks, (not to be confused with any
genuine company of the same name).
iv) It's a more or
less identical scam to SmartOne Inc.
- notice the miss-spelt "Immediate deals with maximum
convinience" in the above flash banner. v)
The AP Finance website's real function is to
spamvertise an illegal
mule position accepting fraudulent funds into your account
transferring them back out to the criminals via Western Union or
Moneygram for a percentage cut.
vi) Here is the Money
job of "Administrative Assistant"
from their website: Administrative Assistant
Job Description The
task of the Administrative Assistant is to process payments between our
partners' clients and our company, in particular, to manage cash and
balance receipts, follow up on accounts, etc. The job is related to
remote Internet operations. Every payment order will be accompanied by
detailed instruction. It is also the duty to interact and report all
the details of every action you take to our manager. The brief training
course is enclosed.
* Some details of the work with our company
are subject for changes. However that should have give a reason for
worries, as our employees are always notified in advance, and
participate in work only if they agree to the changes.
- 15% from each transaction depending on the amount of the deal. The
exact commission will be discussed right before the deal.
amounts of our deals vary from $1,000 to $25,000. The number or the
deals that you'll take part in is not limited and only depends on your
personal skills, responsibility and communication abilities. If our
managers see that in your work, you will be responsible for more and
more valuable deals with bigger amounts. In other words, your salary
depends on you totally, no limits.
* Must be 21 or older. * Willingness to work from home, take responsibility, set up and achieve goals * Ability to create good administrative reporting * Prior customer service experience is a good benefit, but not a must * Honesty, responsibility and promptness in operations * Effective interaction with customers * Familiar to working online, Internet and e-mail skills * The ability of stable communication with our company and on-time and detailed reporting * One or several personal bank accounts needed.
General: This job will allow you to:
* Work efficiently from home; * Increase available personal time * Achieve financial independence in half the normal time (1-3 hours per day) * Interact and associate with other members in order to benefit from their knowledge and experiences * Develop high self-respect and esteem. * Develop communication and business skills essential for work in other spheres. * Receive additional awards and bonuses for good-quality and accurate work.
have attentively read through the job vacancies and have chosen the one
that sounds like a match for you? You are sure that you are able to
work for us and you are willing to start working with us? If so, then
follow the three steps to apply for the job:
* If you have agreed to the information read in steps 1 and 2, and
understand that this job is what you are looking for, please fill out
our Registration form
If you have any questions, you can
address them to firstname.lastname@example.org. You must include your full name
and exact reason for contacting us. Once
again, the proposed job could not be clearer - it is the well known and
totally illegal money laundering mule
which entails receiving
stolen or fraudulent checks into your bank account and immediately
wiring them back to the criminals via Moneygram or Western Union. It
will get your account closed, your assets frozen and could earn you a
criminal record - don't be tempted.vii) No
legitimate company is going to spamvertise among the untrained,
uncertified general population
for a payments processor acting as a spare time, work
from home criminal money transfer
agent accepting funds into a private account and transferring a balance
out via Western Union. Such a proposition defines the company without
criminal and fraudulent. viii) Contact
(from the website):
A P Finance. 22917 Pacific Coast Highway Malibu, CA 90265 Phones:
• - These are exactly the same location details as for the criminal's other alias - Anthem Premium Finance but different telephone numbers. • - They are not listed as a company at the
street address of 22917 Pacific Coast Highway, Malibu. •
- The telephone number (760) 536-8716 is listed as being on the Vista
exchange, about 100miles away from the Malibu exchange.
- The main
office and the voice/fax number are both the
same, not a sign of a large company.
ix) A California State
Business Register check shows that the AP Finance company is not registered as
a company in their supposed location of California
- check for yourself. Irrefutable evidence of a fake
and therefore criminal fraud. x) The Spam:From: "Personnel Department" <email@example.com> To: <> Subject: Income 7,200-12,910. Home-based position.
Legal/Finance company Date: Thu, 11 Dec 2008 21:42:52 +0000
experience and talent to join a first-class business manager position in AP
Finance. AP Finance is currently looking for active people, who want to get
a prospective and well-paid work. Our business consulting and trading
company looking for people, who are available to work from home in US.
Are you ready to begin a career filled with freedom, satisfaction, and
We are searching for active workers, male/female from 18 years
old. We are ready to offer you an interesting job and partnership. We
are ready to provide a good salary and profits $1000 - $1500 per week All
start u p fees covered by the company.
Requirements for a job: -
Honest, responsible, industrious; - cell phone number; - computer; -
3 hours of free time daily; - communication skills
Flexible, Monday to Friday, 5 days per week, upon request, 9:00am -
If you want to get a full description of this job, please
email us: firstname.lastname@example.org A site correspondent who requested further details received the following reply: From: "AP Finance" <email@example.com> To: <> Subject: Re: Home-based position. Legal/Finance company Date: Fri, 12 Dec 2008 15:55:05 +0000
We are glad that you showed an interest in an opening in our company. My name is Tracy Miles, and I am the HR Manager of AP Finance. I would like to say a few words about our company and its area of activity.
We deal with: - preparation and conducting of deals between parties and partners; - control over financial operations; - preparation of large loans; - acting as underwriter for many financial operations; - stock trades and market analysis.
We have many regular large customers, who appreciate our services. As opposed to banks, we provide a much broader range of ser vices necessary for our business clients. Our specifically designed, high-quality trade management software, Trade Performance 3.1, makes the work much easier and you may deal with business without leaving your home or office!
AP Finance believes that high quality software-based trade management and execution tools can help individual and institutional traders achieve superior trading results. Our business is to develop and deploy these trading tools and to use them to forge partnerships with money managers, trading firms and traders.
For years, AP Finance has worked at the forefront of trading technology to create trading solutions of value. Now AP Finance has added its Director of US Trading Operations to take advantage of its business potential. With key individuals on board, AP Finance is poised to develop new partners and markets.
In order to optimise expenses, since 2006 we employ any residents of USA, while only those who pass the interview and verification may become a part of our company, while residing in any of the towns of our country. This work does not require starting expenses, but you should successfully pass the training and probation period.
I would now like to say a few words about the vacancy, which we are glad to propose to you. Our company invites for cooperation those who have their own business name or business account of any type (business checking, business savings ... etc.). During the first month you work using only your own account, but after the probation period the company will provide you with your own trading account which you can use to perform stock transactions 24 hours a day! However, for the probation time you can even use a regular personal checking account, which can be opened in one of the US major banks.
If you don't have your own business account, then we will be glad to help you to register it!! You may combine work in our company with another job. You should be extremely conscientious and disciplined while performing your employment duties. You should check your e-mail 6 times a day and be ready to receive calls from our manager.
The main thing for us is your desire to become a co-worker. We foresee a broad system of bonuses and rewards for our employees.
You can read report about our company at the Better Business Bureau: http://www.labbb.org/BBBWEB/Forms/Business/CompanyReportPage_Expository.aspx?Com panyID=29004432
If you meet our requirements, which, as you see, are quite simple – a desire to work and grow – then please reply to this e-mail and we will send all further instructions.
I hope that you will make the right decision and become a part of our company.
Yours sincerely, Tracy Miles AP Finance www.a-p-finance.com The above
evidence clearly demonstrates beyond any doubt that the AP Finance
has been set up by money laundering
fraudsters purely for
purpose of spamvertising illegal jobs. If you
are a registrar or a host abuse team that has received an abuse
report regarding these fraudster's domains or hosting, please
termination of their services in view of the absolutely undeniable
criminal fraud - please don't delay - these criminals will not
respond to any communication from you, (all their whois data is false),
but will simply take advantage of any attempt
at communication as a delaying tactic to allow them time to carry on
their criminal activity and prepare
Finance Fraudsters -
Main Domains, Registrars
Host Network Servage GmbH
Suspended/Disabled Active Please
notify me of any
other current domains used by this criminal.DNS Data (Valid
How I am searching:
Searching for a-p-finance.com A record at d.root-servers.net
[18.104.22.168]: Got referral to G.GTLD-SERVERS.NET. (zone: com.) Searching for a-p-finance.com A record at G.GTLD-SERVERS.NET.
[22.214.171.124]: Got referral to ns1.servage.net. (zone:
a-p-finance.com.) Searching for a-p-finance.com A record at ns1.servage.net. [126.96.36.199]: Reports a-p-finance.com. Response:
Looking up at the 2 a-p-finance.com. parent servers:
for this criminal is listed as Servage GmbH on
IP address 188.8.131.52Fraud
entry 12th. December 2008. ***Latest News*** 15th. December -2008
Information from Simon Bear - the domain a-p-finance.com has been suspended. Please notify me of any active domains.