Angel Financial Advisors Group

Angel Financial Advisors Group Fraud

Don't Bear Internet Fraud

This fraud should not be confused with any other company of the same or similar name - the website screenshot below and the following fraud evidence define and refer to this fake company alone and no other company or no other person of the same name.

Angel Financial Advisors Group Scam screenshot: 30th. April 2010

Angel Financial Advisors Group is just another fake financial site with stolen content used as a vehicle for money laundering fraud and phishing for personal details as part of the recruitment process. The website has been cobbled together using stolen content from various sources. This is a follow-on fraud to the Rodney Neil Financial Services, Campbell & McConnachie LLC, AFS Financial Group, AFG Financial Group, Six Whole Miles Ltd, (aka Six Miles Ltd), Seed Enterprises Ltd, RXE Financial Services Ltd (Stolen Identity) and the DSN Finance Ltd scams, to which it is identical. Clear evidence of serial fraud.

They make the same identical claim on their 'About Us' page as their previous aliases: "Since we opened our office in 1988 we have served over 600 clients of all sizes throughout the world in a broad range of industries", but their domain angeladvisorsgroup.biz was only registered with MELBOURNE IT, LTD. D/B/A INTERNET NAMES WORLDWIDE (Yahoo domains as reseller) on 25-Apr-2010 for the 'criminal's domain' minimum period of only one year. As per usual it is hosted on the Yahoo 'small business network'. Unfortunately the response from Yahoo is so slow and unreliable that these crooks repeatedly use their services.

Fake contact/location details - the crooks are displaying clearly bogus photographs of their fake UK 'office' and staff, (stolen from here), a fake company number, (4456164 - a building firm in Warrington), a stolen address and no telephone contact numbers.

The payload of the site is the usual 'cloaked' part-time, work from home money-mule position of accepting payments to your personal bank account disguised in the usual way as a 'training course'. The MO of this fraudster is pretty well identical to the Henry Dedek Finance scammer and his above other aliases. This fake job is being spamvertised in the usual way - example spam below.

Evidence of Criminal Fraud:

i) Recent 'one year' registration - from their 'About Us' page: "Since we opened our office in 1988 we have served over 600 clients of all sizes throughout the world in a broad range of industries", but their domain angeladvisorsgroup.biz was only registered with MELBOURNE IT, LTD. D/B/A INTERNET NAMES WORLDWIDE (Yahoo domains as reseller) on 25-Apr-2010 for the usual 'criminal's domain' minimum period of only one year.

ii) No web presence - A Google search for "Angel Financial Advisors Group" shows no sign of any web presence for these crooks, (ignoring their own fake website, of course).

iii) Fake company - There is no company by the name of Angel Financial Advisors Group registered with the UK Companies House or with the Financial Services Authority, (FSA) as claimed in the above page footer - check for yourself.

iv) Fake company registration number - the fake number that they are displaying in the above page footer, (4456164), actually belongs to a building company in Warrington - check for yourself.

v) Stolen site content - the fake Angel Financial Advisors Group website content has all been stolen from various places and cobbled together, for instance, their above home page content has clearly been stolen from this company, their 'About Us' page has been mainly stolen from this company, with a final paragraph from this one, their 'Products' page is stolen from here and perhaps their most glaring theft of content is their 'Contacts' page which has been stolen from this company web-page.

vi) Bogus 'Contact Us' details (from their website):

Angel Financial Advisors Group
112, Mid Street
Keith, Banffshire AB55 5BL

e-mail info@angeladvisorsgroup.biz

• - First of all the images on their 'Contact Us' page are stolen from here, (the yellow cabs betray the fact that it is a US and not a UK location!).
• - A Google search for the address "112, Mid Street Keith, Banffshire" shows that it is actually the address of the "Commercial Hotel" in Keith.
• - They have no telephone number on their fake website.
• - They are not listed in the UK telephone directory.

vii) Their 'Careers' page:

Find Your Place to Grow with a Proven Industry Leader

No matter where you live or what stage your professional life is in, Angel Financial Advisors Group could help you to make your career dreams come true. We encourage you to consider joining us to find your place with a respected industry leader, or use our stability and market strength to find better ways to capitalize on your own individual entrepreneurial spirit. Our organization has many opportunities for hard-working individuals. There are often direct employment positions found as entrepreneurial sales opportunities covering territories all across America. If you have the drive and determination, Angel Financial Advisors Group could offer you a career path that is stable, exciting and rewarding.

We need people who are looking to grow with a company.
Angel Financial Advisors Group looking to hire :

   1. Data Entry Operator
   2. Payments processing Manager
   3. Clients database builder
   4. Payments processing coordinator;
   5. eCommerce Manager

    * No experience necessary
    * All ages 18+.
    * Applicant must demonstrate sufficient competence in spoken and written
    * English(Bilingual skills a plus, but not necessary).

viii) The Spam:

Angel Financial Advisors Group is now looking to recruit an :
Data Entry.
E-marketing / e-commerce specialist.
Payments processing coordinator.
Client Data specialist.

We provide ABSOLUTELY FREE online training and certification courses

You can work part-time or full-time .

-No experience necessary
-All ages 18+.
-Applicant must demonstrate sufficient competence in spoken and written
English(Bilingual skills a plus, but not necessary).

Your BASE salary will be :
Full-time -- $35230   per   year*
Part-time -- $12760   per   year*
*Payable in Weekly installments

If you have a question , please feel free to contact us.

Email back and we'll   send you an email with instructions and
Angel Financial Advisors Group information.

Lauren,
Human Resources Department , Angel Financial Advisors Group

You do not need to be Hercule Poirot to work out what the function of "Payments processing coordinator" is. Try Money laundering mule for size. See the identical RXE Financial Services Ltd scam for more about the fake job and the application form.

ix) If you ask for more information, you are sent the following document: (I've removed all of the original formatting for clarity).

Angel Financial Advisors Group

If you would like to know more about our company,   please visit our site

http://angeladvisorsgroup.biz

Angel Financial Advisors Group registered office 54, Northgate St, Ipswich, Suffolk IP1 3DB are
authorized and regulated by the Financial Services Authority. Company is registered in England and Wales with
company registration number 4456164

Our company has representative offices in such countries of the world as: Great Britain, France, Japan, Spain, Germany.

We are hiring people from USA willing to work in a team of high-skilled professionals for all the positions listed below.

Information about the Position

Gather all the information about the position that you can. All vacant position information can be found below.

Read the Job Description and the Advertisement carefully to understand what the position is about.

All this positions are considered as a Full Time and Part Time job.
Job Positions    Job Duties    Working hours
        Full Time    Part Time
E-marketing / e-commerce specialist    The job of an e-commerce marketing manager combines basic business management skills with a knowledge of Internet-based computer applications. Successful candidates should not only enjoy and be proficient at working in a technical environment, they should have the ability to work effectively with a team in a leadership position.    Monday to Friday (9 a.m till 6 p.m)    2-3 business days during the day
Payments processing coordinator.    Duties performed in this series typically require an understanding of Job Control Language, file control, scheduling of computer input and output data, and the editing of input and output data for accuracy and conformance to specifications.    Monday to Friday (9 a.m till 6 p.m)    2-3 business days during the day
Data Entry    Operates keyboard or other data entry device to enter data into computer or onto magnetic tape or disk for subsequent entry: Enters alphabetic, numeric, or symbolic data from source documents into computer, using data entry device, such as keyboard or optical scanner, and following format displayed on screen. Compares data entered with source documents, or re-enters data in verification format on screen to detect errors. Deletes incorrectly entered data, and re-enters correct data. May compile, sort, and verify accuracy of data to be entered. May keep record of work completed.    Monday to Friday (9 a.m till 6 p.m)    2-3 BUSINESS DAYS DURING THE DAY
CLIENT DATA SPECIALIST.    THE POSITION REQUIRES AN INDIVIDUAL WHO CAN WORK INDEPENDENTLY. THIS PERSON MUST BE ABLE TO WORK WITH A
VARIETY OF DATABASE RESOURCES OF VARYING LEVELS. GOOD DOCUMENTATION SKILLS ARE REQUIRED AS THE INDIVIDUAL WILL WORK WITH A BROAD TEAM OF RESOURCES, AND WILL NEED TO COMMUNICATE EFFECTIVELY.    MONDAY TO FRIDAY (9 A.M TILL 6 P.M)    2-3 BUSINESS DAYS DURING THE DAY

BENEFITS
A SUMMARY OF OUR BENEFITS PACKAGE INCLUDES THE FOLLOWING:
HEALTH CARE BENEFITS    EMPLOYEES ARE OFFERED HEALTHCARE COVERAGE, INCLUDING COVERAGE FOR
DEPENDENTS, AND/OR DOMESTIC PARTNERS.
-Medical
-Dental
-Vision
-Prescription
-MENTAL HEALTH/SUBSTANCE ABUSE
RETIREMENT BENEFITS    COMPANY PROVIDE A COMPETITIVE RETIREMENT PACKAGE OFFERING TWO WAYS TO SAVE FOR RETIREMENT:
-PROFIT SHARING PLAN
-401(k) plan
-Income Replacement Benefits
-Coverage comes in many forms at company.
-Basic Life and Accidental Death and Dismemberment
-SHORT TERM DISABILITY
HOLIDAY PAY    THE COMPANY RECOGNIZES THE IMPORTANCE OF OBSERVING HOLIDAYS AND PROVIDES PAID TIME OFF FOR DESIGNATED DAYS. COMPANY OBSERVES EIGHT NATIONAL HOLIDAYS AND PROVIDES TWO PERSONAL HOLIDAYS, ANNUALLY.
VACATION PAY    THE COMPANY ENCOURAGES AND SUPPORTS A PERIOD OF REST AND RELAXATION FOR ITS EMPLOYEES AND WILL PROVIDE A PERIOD OF PAID TIME OFF FOR VACATION.
EMPLOYEE ASSISTANCE PROGRAM    THE EAP IS A CONFIDENTIAL PROGRAM DESIGNED TO HELP EMPLOYEES, ELIGIBLE DEPENDENTS AND HOUSEHOLD MEMBERS RESOLVE PERSONAL CHALLENGES. INFORMATION, CONSULTATION, AND ASSISTANCE ARE PROVIDED AT NO COST TO EMPLOYEES.
FLEXIBLE SPENDING ACCOUNT (FSA)    THE FSA ALLOWS EMPLOYEES TO SET ASIDE MONEY ON A PRE-TAX BASIS TO PAY FOR ELIGIBLE EXPENSES.
-DEPENDENT CARE
-HEALTH CARE

TRAINING COURSES

YOU WILL RECEIVE TRAINING BEFORE STARTING WORK.
THE COMPANY WILL PROVIDE FREE ON-LINE EDUCATION TRAINING.
-You don't need to attend seminars, lectures etc and pay for the training courses.
-You don't need any special education.
-You don't really need to buy any special equipment, just use your computer and internet connection.

WE ARE PROVIDING E- COMMERCE LEVEL 2 TRAINING FOR YOU ABSOLUTELY FREE. THERE ARE NO HIDDEN COSTS.
The course is 10 days and will be run on the next day after you fill out your application form, and send us an Internet message.

YOU WILL BE PAID DURING THE TRAINING COURSES DAILY.

THE TRAINING PERIOD WAGE SHALL AMOUNT $49 FOR EACH TRAINING DAY (2 HOURS TRAINING DAY, $24.50 PER HOUR), $49 FOR 10 TRAINING DAYS.

On-line Training is a proven, flexible way for you to take training courses at a time and place that suits you.
OUR INTERACTIVE ONLINE TRAINING COURSES ARE DETAILED-GUIDED COURSES THAT REINFORCE LESSONS WITH INTERACTIVITY,
assignments and self- tests.

WE KNOW THAT HOW WE DEVELOP OUR EMPLOYEES AND THEIR SKILLS WILL DETERMINE OUR FUTURE SUCCESS.
WE CONTINUALLY ENCOURAGE EMPLOYEES TO ENHANCE THEIR SKILLS AND KNOWLEDGE, AND HAVE CREATED A LEARNING
organization focused on providing new opportunities for growth and professional development.

YOUR PAY WILL BE DEPOSITED TO AN ACCOUNT AT A BANK OR CREDIT UNION OF YOUR CHOICE.

AFTER YOU FINISH THE TRAINING COURSES, YOU BECOME A COMPANY EMPLOYEE AND WILL GET A CERTIFIED COMPANY SPECIALIST.

SALARY

Should you accept this offer, your BASE will be :
FULL-TIME -- $35230   PER   YEAR*
PART-TIME -- $12760   PER   YEAR*
Starting   salary   $21.00/hour (full-time) and $19.00/hour (part-time), paid   in Weekly installments by your choice of check or direct deposit.
PERFORMANCE BONUSES:   UP TO THREE PERCENT OF YOUR ANNUAL GROSS SALARY, PAID QUARTERLY BY YOUR CHOICE OF CHECK OR DIRECT DEPOSIT.

The training period wage shall amount $49 for each training day (2 hours   training   day , $49.00   per hour ), $490 for 10 training   days. During the training period you will be paid daily.

*PAYABLE IN WEEKLY INSTALLMENTS

In the future, after raising the level of skills, there is a possibility of having business trips to Great Britain (all the expenses, including abode, traveling expenses and travel allowance, are paid by the company).

NO MONEY NEEDED FOR JOB [TRAINING COURSES] OR ANYTHING. THE COMPANY WILL PAY FOR IT ALL.

HOW TO APPLY

If you are interested in the position and ready to start working, please fill out the attached employment application and send it in reply to this e-mail address. You can fill it out on your PC or print it out and fill it by hand (in that case please write block letters; illegible applications may be excluded from consideration). You will be contacted by a company manager within 24 hours.

Clearly the address 54, Northgate St, Ipswich, Suffolk IP1 3DB is different from their location address by hundreds of miles and is different from their fake company number registration which is a builder in Warrington. Also their zero internet presence is out of step with the clearly bogus statement "Our company has representative offices in such countries of the world as: Great Britain, France, Japan, Spain, Germany"

Let's just get one thing straight at the outset - THERE ARE NO JOBS. This is a serial criminal fraudster with a proven history as evidenced.

How it Works

The so-called "E- Commerce Level 2 Training Course" is fake - it is this fake 'training' that will involve you in accepting stolen funds to your bank account and transferring a balance back to these criminals which is the classic illegal money laundering mule function. It will lose you a lot of money, get your bank account and your assets frozen and earn you a visit from the police as it is criminal fraud - do not be tempted.

x) The Bogus Job Application form:

Job Application Form
United States

   This Agreement is a Contract between you hereinafter referred to as Customer Service manager and Angel Financial Advisors Group here in after referred to as Company "we", "our" or "us" as appropriate.
This Agreement describes your and our rights and responsibilities in the context of providing services related for the _____________________________________________ training courses.
                                                                 ( your position   here)
NOW, THEREFORE, in consideration of the mutual covenants herein contained, the Parties hereto agree as follows:

1. SUBJECT OF THE AGREEMENT

1.1. The present Agreement comes into force and is considered valid provided the following conditions are observed:
1.2. The Agreement is signed by both parties or all incurred terms and conditions are observed by the Client.

2. GENERAL TERMS OF THE AGREEMENT

2.1. The Parties acknowledge the legal force of documents' records received via communication channels equal and as effective as the documents made in writing.

3. LIABILITIES OF THE PARTIES

3.1. _________________________ is liable to:
           ( your position   here)
3.1.1. Follow the provisions of the present Agreement
3.1.2. Provide and confirm the following data:
3.1.2.1. Legal status of residence in the country.
3.1.2.2. Bank account valid for accepting payments from company side for the job and money for the training courses.
3.1.2.3. Telephone number available to be contacted by the Senior Manager.
3.1.3. Devote 2-3 business hours per day of free time to be spent for training courses.
3.1.4. Receive money on his/her account for the following purposes: salary, money for the training, payment for taxes and fees to Customer Service manager from Company.

3.2. COMPANY AGREES

3.2.1. To follow all provisions of the Agreement.
3.2.2. Starting   salary   $21/hour (full -time) and $19/hour (part - time) , paid   in Weekly installments by your choice of check or direct deposit.
3.2. 4.Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit. The training period wage shall amount $490 for 10 training days, $49 for each training day.
3.2.4. To provide Customer Service Manager with all company benefits during the training period.
3.2.5. To advise Customer Service Manager on all questions related to cooperation during the duration period of the Agreement as stipulated herein.

4. BENEFITS

Company benefits shall include:
4.1 401(k) retirement account
4.2 Annual stock options
4.3 Child daycare assistance
4.4 Education assistance
4.5 Health, dental, life and disability insurance
4.6 Sick leave
4.7 Vacation and personal days
4.8 Money from company side for all purposes related to the job: Internet, cell phone, training, bank fees and taxes.

5. LIABILITIES OF THE PARTIES

5.1. The Parties bear responsibility for non-performance or inadequate performance of their liabilities in the context of the present Agreement in accordance with the governing law of the USA and with respect of the provisions of the present Agreement.

6. FORCE MAJEURE

6.1. Neither Party shall be liable for any delay or nonperformance of any provision of the present Agreement due to force majeure circumstances arising after the date of conclusion of the Agreement.
6.2. The following circumstances shall be acknowledged as force majeure events: fire, explosion, flood or other natural and industrial catastrophe; terror; warfare; strikes or labor difficulties; other unforeseen or precluded circumstances preventing the Parties to follow their liabilities stipulated by the Agreement.
6.3. The Party shall notify the other as promptly as practicable, but no later than 3 (three) working days of the occurrence of a force majeure event herewith. Failure or the delay to notify the other Party of force majeure events shall not release the Party from its liabilities hereunder.

7. PERSONAL INFORMATION

First name: _____________________
Last name: _____________________
Address: _______________________
On this address will be shipped Personal Manager ID Card for training courses.
City: _____________________
State: _____________________
ZIP Code: _____________________
Country: United States
Home phone: +1 (___) _______-__________
Available on the phone from: ____ (AM/PM) till ____ (AM/PM)
Cell phone: +1 (___) _______-__________
Available on the phone from: ____ (AM/PM) till ____ (AM/PM)
E-Mail address: ___________________

8. ACCOUNT INFORMATION

On this account you will receive money for the training courses from the company side and money for your job (daily or weekly). All given information as strictly confidential will not be shared with any third parties. If you don’t want to provide us your own account information, just open a new one personal account and provide us with new account information.

Bank name: ______________________________

9. ADDITIONAL INFORMATION

After first part of the training in e-Commerce Services for payment systems I will be available to meet my manager face to face in my local area for the second part of the training in _____________________________________
                                                                      ( your position   here)

IN WITNESS WHEREOF the undersigned have executed this Agreement as of the day and year first written above. The parties hereto agree that facsimile and E-mail signatures shall be as effective as if originals.

Angel Financial Advisors Group
            By: Janet Bors        Fake company seal

By:____________________

The above evidence clearly demonstrates beyond any doubt that the stolen Angel Financial Advisors Group fake company website has been set up very recently by money laundering criminals purely for the purpose of spamvertising an illegal money laundering 'mule' job. If you are an abuse team that has received an abuse report regarding these fraudsters, please consider immediate termination of their services in view of the absolutely undeniable evidence of criminal activity - please don't delay - these criminals will not respond to any communication from you, (all their whois data is false), but will simply take advantage of any attempt at communication as a delaying tactic to allow them time to carry on their criminal activity and prepare their next network.

Angel Financial Advisors Group Fraudsters - hosting details

Domains, Registrars and Hosts

Domain

angeladvisorsgroup.biz

Registrar

MELBOURNE IT, LTD. D/B/A INTERNET NAMES WORLDWIDE (Yahoo domains as reseller) - 25-Apr-2010

Host Network

Yahoo! Inc.

Host IP

69.147.83.187, 69.147.83.188, 98.136.50.138

Key:
Active
Suspended/Disabled
Parked

Domain Whois Data: (N.B. - These are criminal fraud registrations - the whois details are fake or stolen)

Domain Name:                                 ANGELADVISORSGROUP.BIZ
Domain ID:                                   D39303503-BIZ
Sponsoring Registrar:                        MELBOURNE IT LTD
Sponsoring Registrar IANA ID:                13
Domain Status:                               clientTransferProhibited
Registrant ID:                               D127218228888782
Registrant Name:                             lauren yeoman
Registrant Organization:                     Private Registration US
Registrant Address1:                         PO Box 61359
Registrant City:                             Sunnyvale
Registrant State/Province:                   CA
Registrant Postal Code:                      94088
Registrant Country:                          United States
Registrant Country Code:                     US
Registrant Phone Number:                     +1.5105952002
Registrant Email:                            contact@myprivateregistration.com
Administrative Contact ID:                   B12721830075350
Administrative Contact Name:                 PrivateRegContact Admin
Administrative Contact Organization:         Private Reg US
Administrative Contact Address1:             PO Box 61359
Administrative Contact City:                 Sunnyvale
Administrative Contact State/Province:       CA
Administrative Contact Postal Code:          94088
Administrative Contact Country:              United States
Administrative Contact Country Code:         US
Administrative Contact Phone Number:         +1.5105952002
Administrative Contact Email:                contact@myprivateregistration.com
Billing Contact ID:                          D127218228888780
Billing Contact Name:                        PrivateRegContact Bill
Billing Contact Organization:                Private Reg US
Billing Contact Address1:                    PO Box 61359
Billing Contact City:                        Sunnyvale
Billing Contact State/Province:              CA
Billing Contact Postal Code:                 94088
Billing Contact Country:                     United States
Billing Contact Country Code:                US
Billing Contact Phone Number:                +1.5105952002
Billing Contact Email:                       contact@myprivateregistration.com
Technical Contact ID:                        B12721830075352
Technical Contact Name:                      PrivateRegContact TECH
Technical Contact Organization:              Private Reg US
Technical Contact Address1:                  PO Box 61359
Technical Contact City:                      Sunnyvale
Technical Contact State/Province:            CA
Technical Contact Postal Code:               94088
Technical Contact Country:                   United States
Technical Contact Country Code:              US
Technical Contact Phone Number:              +1.5105952002
Technical Contact Email:                     contact@myprivateregistration.com
Name Server:                                 YNS1.YAHOO.COM
Name Server:                                 YNS2.YAHOO.COM
Created by Registrar:                        MELBOURNE IT LTD
Last Updated by Registrar:                   MELBOURNE IT LTD
Domain Registration Date:                    Sun Apr 25 08:10:10 GMT 2010
Domain Expiration Date:                      Sun Apr 24 23:59:59 GMT 2011
Domain Last Updated Date:                    Sun Apr 25 08:10:17 GMT 2010

DNS Lookup: angeladvisorsgroup.biz A record
Searching for angeladvisorsgroup.biz A record at d.root-servers.net [128.8.10.90]: Got referral to e.gtld.biz. (zone: biz.)
Searching for angeladvisorsgroup.biz A record at e.gtld.biz. [156.154.126.65]: Got referral to YNS1.YAHOO.COM. (zone: angeladvisorsgroup.biz.)
Searching for angeladvisorsgroup.biz A record at YNS1.YAHOO.COM. [98.136.43.32]: Reports angeladvisorsgroup.biz.
Response:

Domain	Type	Class	TTL	Answer
angeladvisorsgroup.biz.	A	IN	1200	69.147.83.188
angeladvisorsgroup.biz.	A	IN	1200	69.147.83.187
angeladvisorsgroup.biz.	A	IN	1200	98.136.50.138
angeladvisorsgroup.biz.	NS	IN	86400	yns1.yahoo.com.
angeladvisorsgroup.biz.	NS	IN	86400	ns9.san.yahoo.com.
angeladvisorsgroup.biz.	NS	IN	86400	yns2.yahoo.com.
angeladvisorsgroup.biz.	NS	IN	86400	ns8.san.yahoo.com.

Looking up at the 2 angeladvisorsgroup.biz. parent servers:

Server	Response
yns1.yahoo.com [98.136.43.32]	69.147.83.187 69.147.83.188 98.136.50.138
yns2.yahoo.com [66.196.84.168]	69.147.83.187 69.147.83.188 98.136.50.138

The host for this criminal is Yahoo! Inc. on IP addresses 69.147.83.187, 69.147.83.188, 98.136.50.138.

***Latest News*** 30th. April 2010 - Webpage created