AC Consult Finance

AC Consult Finance Fraud

Don't Bear Internet Fraud

New AC Consult & Finance Website screenshot:

AC Consult & Finance second website screenshot

The AC Consult Finance fraud is not exactly the most professional fraud I've ever seen. It's a fairly obvious scam when you consider that they cannot even get their own name consistently correct on their own home page - if you look at the above screenshot you will see that they are variously AC Consult Finance, AC Consult & Finance, AC Consulting & Finance and AC Finance & Consult so that's four different names and that's just on their front page.... Let's just stick with one of their imaginary names - AC Consult & Finance. The second screenshot is the result of them changing their image - it's the same old website content and the same old Russian crooks.

This fraudster should not be confused with any legitimate company of the same or similar name - the above website graphics and the included money laundering job clearly identify the fake website and these fraudsters.

AC Consult & Finance : Evidence of Criminal Fraud

i) AC Consult & Finance claim on their website "For more than 6 years, we have been providing our undivided focus on the provision of professional, unbiased and specialist financial advice to our Clients worldwide.", but the criminal's domain allianceamerican.com was only registered with Enom.com (Rustelekom) on 13-May-2008. Clear evidence of misrepresentation and fraud. New domain acconsultfinance.com registered with PUBLICDOMAINREGISTRY.COM on 12th. Jan 2008

ii) Talking of their website domain, what has allianceamerican.com got to do with AC Consult & Finance?

iii) Consider the ludicrous claims in the above screenshot: "The AC Consult & Finance is recognized as the world's largest and most respected independent Offshore Financial Advisory firm" and "All in all, the AC Finance & Consult Company has close to 200 expert Financial Advisers in more than 35 countries, and implements service for more than 35,000 Clients, in 105 countries." However, a Google search for "AC Consult & Finance" shows only the above website, a suspended Indian domain, (viptrips.in), for the crooks and several scam site entries for them. The claim is clearly bogus - clear evidence of criminal fraud.

iv) Their original nameserver domain dnspnet.biz has been used for numerous other fraud and phishing sites, including Olan Complex Co, EU Investment Solutions and EURO Investment Solutions. It has been registered in the name of 'Viviana Milano', a name which has been used to register other scam domains as a Google search for "Viviano Milano" shows. Clear evidence of fraud.

v) Here is the clear money laundering position of "Transaction manager Role" posted on their website:

Transaction manager Role

The AC Consult & Finance Transaction manager role includes:
Working with assets and orders processing
Withdrawing of the money and further transfer to the account, specified by our manager through any express money transfer system
Being aware of security issues concerning money transfers and reporting any incidents to your supervising manager
Accepting and processing money transfers as instructed
Outstanding Career Track

Do you want to ensure that you make a career move that is never tedious, dull or headed toward a dead-end?

The businesses are strongly dedicated to staff career development, and the AC Consult & Finance maintains a staunch tradition of promoting from within.

A case in point: Of the businesses current Sales senior management and management teams, the vast majority of managers began their tenure with the companies as Independent Financial Advisers/Business Consultants or Sales Coordinators.

In other words, just your average ILLEGAL money laundering mule position. Clear evidence of criminal fraud.

vi) No legitimate company is going to spamvertise among the untrained, inexperienced and uncertified general population for a "Transaction manager Role" acting as an illegal private money transfer agent. It clearly defines AC Consult & Finance as a criminal fraud organisation.

vii) Much of their website text is simply stolen from other sites. For instance this page of text is stolen from this page of the genuine FPI website page. Clear evidence of criminal fraud.

"AC Consulting & Finance takes advantage of association expertise by working closely with its client associations and forming partnerships with other associations nationwide.

How AC Consulting & Finance partners with our customer associations

Strategic planning. The AC Consulting & Finance board and management work together on our strategic planning efforts that culminate in each year's AC CONSULTING & FINANCE corporate plan. The AC CONSULTING & FINANCE planning process addresses a wide range of service issues, such as AC CONSULTING & FINANCE's current mix of products and services; future technology requirements for associations; and growth opportunities for both associations and AC CONSULTING & FINANCE. Our business plan avoids "going for the grand slam" in favor of "hitting singles." We set reasonable, achievable and measurable objectives and put a lot of runs on the score board.

- The Credit Standards Work Group. This group features senior credit, financial and operation officers from each AC CONSULTING & FINANCE association. These individuals are close to the day-to-day activities of their associations, and help shape AC CONSULTING & FINANCE's direction and service mix. The credit standards work group and AC CONSULTING & FINANCE management jointly shape and monitor AC CONSULTING & FINANCE work plans.

- Empower steering group. This group of representatives from each association addresses the nuts-and-bolts
challenges that affect day-to-day servicing of association loan portfolios. These issues relate to loan origination, document preparation, credit underwriting, loan accounting,
reporting and customer communications, and any other matters that require attention in each association's
service region.

- Association committees. AC CONSULTING & FINANCE and its associations also form other committees as they are needed, such as the financial services work group, the technology work group and the marketing communications work group. At AC CONSULTING & FINANCE, we recognize the potential for "paralysis by committee." Committees are organized for the short term and for specific projects. AC CONSULTING & FINANCE committees are empowered to make decisions.

- "Sweeps for success." Recognizing the value of continually testing processes, AC CONSULTING & FINANCE offers to complete "efficiency sweeps" for partner associations. Cross-functional teams from AC CONSULTING & FINANCE conduct these consulting visits. They watch people work and focus on areas where association policies, procedures and business practices may be at odds with their technology. The goal of an efficiency sweep is to identify areas where management may find potential efficiencies. We offer our suggestions and ideas in a neutral, non-audit environment and in the spirit of a true partnership.

How AC CONSULTING & FINANCE partners with other Farm Credit associations

When AC CONSULTING & FINANCE management was in the process of planning a new online banking capability, we noticed that Northwest Farm Credit Services already had an online banking system in the works - one that would meet our needs very well. So AC CONSULTING & FINANCE and its associations bought into Northwest's Online Banking system and AC CONSULTING & FINANCE incorporated it into our associations' Web sites.

In fact, our alliance with Northwest Farm Credit is ongoing, with Northwest formalizing its long relationship with AC CONSULTING & FINANCE into ownership as a natural step.

Today, AC CONSULTING & FINANCE's affiliated associations are developing our next generation of credit business software in partnership. AC CONSULTING & FINANCE staff developed the new software with input from participating associations - the organizations that use the technology on a day-to-day basis.

Allowing Farm Credit organizations to share resources in this manner saves hundreds of thousands of dollars in development and consulting costs for associations."

viii) This page of text is stolen from this DeVere Offshore webpage:

"The AC Consult & Finance's Individual Client Services Departments focus on the best possible investment options for individuals and families who aim to grow their wealth to achieve one or more of their financial goals.

Our considerable and expert team of Individual Customer professionals works closely with you to assist you to determine which wealth-building products are most suitable, based on your specific requirements and objectives.

Among the key areas of wealth management for individual Clients:
Retirement Planning
Education Fee Planning
Estate Planning
Life/Health Insurance

Your investment plan is tailored-made, based on - among other factors - how much you want to invest, how the funds will be used, at what age you will likely require the funds, the tax implications, and your attitude toward risk.

We are professional, experienced, trustworthy and - very importantly - truly independent.

Unlike "tied" and "multi-tied" Advisers, who are limited in the products they can recommend to their Clients, our Independent Financial Advisers are not limited to advise on any single company's products.

That means we are in a position to give you the broadest selection and most unbiased advice.

Once you and your Adviser have agreed on the best investment plan for you, we recommend that you meet on a regular basis to review the portfolio.

Among other issues, you should discuss whether it makes sense to change your contribution levels and/or the possibility of switching in or out of various Investment Funds, depending upon your individual Investment strategy."

ix) The Spam

Subject : Business for you

We Are Hiring! Don't Waste Your Chance!
We are looking for Full-Time/Part-Time Employers for the position of Escrow/Customer Assistant Manager. We provide escrow service for software, technology, private services and financial assistant. At this time we are looking for Executive Managers and Customer Service Assistant at our online management system.

Requirements:

1. Strong computer and internet skills
2. Be able to serve our virtual office system
3. Perfect communication verbal and written skills
4. Strong MS Office skills

Education and Experience:

1. High school or equivalent
2. Sales/management experience 1+ (desired but optional)

Hours:
Mon-Fri; 9:30am - 12:30pm;

This is great chance to enjoy large International Corporation and put your career to our hands. Send your CV to our E-mail right now, try your chances: E-MAIL <mailto:acc@allianceamerican.com>

Regards, Ariel Droppski
ACC & FINANCE Int., Recruiting Director

The above evidence clearly demonstrates beyond any doubt that the AC Consult & Finance website has been set up by money laundering criminal fraudsters purely for the purpose of spamvertising an illegal money laundering 'mule' job. If you are an abuse team that has received an abuse report regarding these fraudsters, please consider immediate termination of their services in view of the absolutely undeniable evidence of criminal fraud - please don't delay - these criminals will not respond to any communication from you, (all their whois data is false), but will simply take advantage of any attempt at communication as a delaying tactic to allow them time to carry on their criminal activity and prepare their next network.

AC Consult & Finance Fraudsters - current hosting details

Current Main Domains, Hosts and Registrars

Domain

allianceamerican.com
acconsultfinance.com

Registrar

Enom.com (Rustelekom) 13-May-2008
PUBLICDOMAINREGISTRY.COM 12-Jan-2008

Host Network

SIAMIDC,Internet Datacenter , Bangkok, Thailand
Net Access Corporation/goldhost.ru

Host IP

202.151.177.85
66.29.115.45

Active
Suspended

Please notify me of any other current domains used by this criminal.

Nameserver Domains and Registrars

dnspnet.biz - Enom Inc - 19-Mar-2008

Fresh spam required, full source code please or as an attachment.

DNS Data (allianceamerican.com)
How I am searching:

Searching for allianceamerican.com A record at l.root-servers.net [199.7.83.42]: Got referral to b.gtld-servers.net. (zone: com.)
Searching for allianceamerican.com A record at b.gtld-servers.net. [192.33.14.30]: Got referral to ns1.dnspnet.biz. (zone: allianceamerican.com.)
Searching for allianceamerican.com A record at ns1.dnspnet.biz. [202.151.177.85]: Reports allianceamerican.com. Response:

Domain	Type	Class	TTL	Answer
allianceamerican.com.	A	IN	14400	202.151.177.85
allianceamerican.com.	NS	IN	14400	ns2.dnspnet.biz.
allianceamerican.com.	NS	IN	14400	ns1.dnspnet.biz.
ns1.dnspnet.biz.	A	IN	14400	202.151.177.85
ns2.dnspnet.biz.	A	IN	14400	202.151.177.86

Looking up at the 2 allianceamerican.com. parent servers:

Server	Response
ns2.dnspnet.biz [202.151.177.86]	202.151.177.85
ns1.dnspnet.biz [202.151.177.85]	Timeout

The nameserver domain dnspnet.biz has been used for numerous other fraud and phishing sites, including Olan Complex Co, EU Investment Solutions and EURO Investment Solutions. It has been registered in the name of 'Viviana Milano', a name which has been used for numerous scam domains.

Fraud Blog Initial entry 04th. June 2008

*** Latest News*** June 5th. 2008
Site contact information: Domain allianceamerican.com has been suspended by the registrar. No known active domains - please let me know of any.

*** Latest News*** July 28th. 2008
Information from site contact - the AC Consult & Finance criminals have a new website, (screenshot above), and a new domain - acconsultfinance.com registered with PUBLICDOMAINREGISTRY.COM on 12th. Jan 2008 and hosted on the following network:
How I am searching:

Searching for acconsultfinance.com A record at c.root-servers.net [192.33.4.12]: Got referral to I.GTLD-SERVERS.NET. (zone: com.)
Searching for acconsultfinance.com A record at I.GTLD-SERVERS.NET. [192.43.172.30]: Got referral to ns4.goldhost.us. (zone: acconsultfinance.com.)
Searching for acconsultfinance.com A record at ns4.goldhost.us. [64.21.16.199]: Reports acconsultfinance.com. Response:

Domain	Type	Class	TTL	Answer
acconsultfinance.com.	A	IN	14400	66.29.115.45
acconsultfinance.com.	NS	IN	86400	ns3.goldhost.us.
acconsultfinance.com.	NS	IN	86400	ns4.goldhost.us.
ns3.goldhost.us.	A	IN	14400	66.29.115.45
ns4.goldhost.us.	A	IN	14400	64.21.16.199

Looking up at the 2 acconsultfinance.com. parent servers:

Server	Response
ns4.goldhost.us [64.21.16.199]	66.29.115.45
ns3.goldhost.us [66.29.115.45]	66.29.115.45

The listed host for this criminal is Net Access Corporation of New Jersey on IP 66.29.115.45. Tracert shows goldhost.ru as the apparent IP leaseholder.

*** Latest News*** July 31st. 2008
Information from site contact - domain acconsultfinance.com has been suspended by the registrar.
The criminal's nameserver domain dnspnet.biz has also been suspended by the registrar.

Please notify me of any active website URLs/domains for this criminal.