1M Diversified
Financial home
page screenshot (16-Jul-2009):
This fraudster should not
be confused
with any other company that may have the same or a similar name. The
website
graphics and the evidence below identify this criminal and this
criminal alone.
1M
Diversified Financial is
part of a huge Russian money laundering criminal network
that has dozens of aliases, among them being Promo
Invest, Transfer Invest Inc., E-Investment Projects, E-Investments Provider Inc., K-Investment Group, EU
Investment Solutions, EURO
Investment Solutions, AFC
Financial Services, AIF
Investment Consulting, Browncorp
Financial Services etc etc etc.
It's the usual glossy website set up deliberately to lure the unwary
into the world of money laundering fraud. Their website
content has been stolen from the company Reliant
Financial Consulting. That much is self evident and clear evidence of site theft and
fraud. This alias is an identical follow-on fraud to Financial
Advantage
and Approved
Finance
Solutions - clear evidence of a serial
fraudster. Their website is advertising the usual
'cloaked' part-time, work from
home money mule position, their domain diverfin1m.com
was only registered on 08-jul-2009
with the unresponsive Chinese registrar XIN NET TECHNOLOGY CORPORATION
for the usual criminal's domain
minimum period of one year and they have no internet presence, (apart from
their own fake website, of course).
Their location details are fake and they are not a registered company
in their supposed state of California.
They are
hosted by Beijing
Gold Computer Co., Ltd. on IP address 122.70.145.146. So
let's see, we have a supposedly California based company using a known
Chinese registrar of criminal fraud domains and a Chinese host. I don't
think so, somehow. A more clearly
fraudulent
company you won't come across.
Evidence
of
Spamming and Criminal Fraud:
i) On the 'About Us' page of their website
the criminals
claim: "1M Diversified
Financial has been providing accounting and finance consulting services
since 1998". However their domain diverfin1m.com
was only registered on 08-jul-2009
with the Chinese registrar XIN
NET TECHNOLOGY CORPORATION for the usual criminal's domain
minimum period of one year. Clear evidence of
misrepresentation and fraud.
ii)
A Google search for "1M Diversified
Financial" shows absolutely no web presence for these
criminals apart from their own fake website. Had they really been in
business since 1998 they would have a large web presence. As it is they
have none.
Clear evidence
of fraud.
iii)
The payload of the site is the usual part-time, work from home job under the 'Career' tab: Join Our Team
Imagine a career in which each workday provides new challenges and
opportunities to learn and improve. Imagine a company that encourages
initiative and recognizes individual contributions. Now imagine a
progressive work environment that promotes mutual respect,
responsibility and teamwork.
Add in the opportunity to grow professionally, working for a variety of
small and large companies and do something different every day and you
have that career.
You have that company and that work environment – by aligning with a dynamic team of consultants
at 1M Diversified Financial.
Click on the link below to send
us your email
and to obtain further information on how to join 1M Diversified
Financial.
You must enjoy working in a fast-paced, hands-on environment and have
strong multi-tasking abilities and interpersonal skills.
All candidates must be reliable.
Obligatory requirements:
* US residency;
* computer with internet access and
e-mail address;
* age: at least 21;
* an opportunity to check your email
several times a day;
* at least 3-4 hours of free time per
day for communication and other purposes (mostly morning/business
hours);
* an abilty to answer phone calls
several times a day;
Approximate salary per month depends ONLY on your skills.
It is a part time home based job which doesn't require leaving your
main occupation. No significant experience in trading or accounting
required.
There are NO
start up or training fees required.
Apply:
E-mail to: hr@diverfin1m.com
iv)As
is often the case these days, that is a 'cloaked' job, (you only get
the full details when you apply), but given that it is a part-time,
work from home position and given the clear criminal nature of the
fake, unregistered company, bogus location details and the recently
registered website it does not need a great deal of imagination to
realise that the job is equally as fraudulent as the company.
v) Another identical
alias, another set of fake contact
Details
from the website: Contact Info 1M Diversified Financial
40226 Tanager Circle
Temecula, CA 92591-6138
Phone: (909) 942-6465
Fax: (888) 656-2393
Email: info@diverfin1m.com
As the
company 1M Diversified Financial are not a registered company in
California, it follows that the above location details are
bound to be bogus.
• - A Google Web Search for the
address "40226
Tanager Circle Temecula, CA" returns no hits at all.
• - A Google Maps search lists no
business at that address which is not surprising as the Google
street view shows a street of residential houses. A clearly fake address.
• - A Google
Web Search for the telephone number (909) 942-6465 simply shows the
crook's fake website.
• - The telephone
number (909) 942-6465locates to Upland CA and not
Temecula, CA.
• - A Google
Web Search for the Fax. number (888) 656-2393 simply shows the
crook's fake website.
vi)1M Diversified Financial are not registered in the California
state company register
- Clear, verifiable
evidence of a
fake company - check
for yourself.The Spam Response If
you show any interest in their Craig's List or wherever spam and
request further information this is the sequence of letters you get: Dear xxxxxxx,
We
are glad, that you are interested in learning more about our company.
My name is Mary Watson, I am an HR Manager of 1M Diversified Financial.
I`d like to say a few words about the company and our activities:
We are open for: - preparation of deals and sharing of information between parties and partners; - improving control of financial operations; - mortgage preparation; - securities brokerage activities for which we earn commission revenues; - Stock market analysis and commentary
We have
many regular large customers, who appreciate our services. As opposed
to banks, we provide a much broader range of services necessary for our
business clients. Our specifically designed, high-quality trade
management software, 3.5 Trade Performance, makes the work much easier
and you may deal with business without leaving your home or office! 1M
Diversified Financial believes that high quality software-based trade
management and execution tools can help individual and institutional
traders achieve superior trading results. Our business is to develop
and deploy these trading tools and to use them to forge partnerships
with money managers, trading firms and traders. For years, 1M
Diversified Financial has worked at the forefront of trading technology
to create trading solutions of value. Now 1M Diversified Financial has
added its Director of US Trading Operations to take advantage of its
business potential. With key individuals on board, 1M Diversified
Financial is poised to develop new partners and markets.
In
order to optimise expenses, since 2006 we employ any residents of USA,
while only those who pass the interview and verification may become a
part of our company, while residing in any of the towns of our country.
This work does not require starting expenses, but you should
successfully pass the training and probation period.
Let`s talk
about administrative assistant vacancy, which we are glad to offer for
you. Our company invites applications from reliable and responsible
people from US for an administrative assistant position. You can become
our employee without any start up fee! During the first month you are
working using only your own account, but when the probation period
ends, company will provide your own trading account from E-trade, which
you can use to perform stock transactions 24 hours a day! However, for
the probation time you can even use a regular personal account, which
can be opened in one of the US major banks. If you don't
have your own bank account at the moment, we`ll be glad to help you
with its registration!! You may combine work in our company with
another job. You should be extremely conscientious and disciplined
while performing your employment duties. You should check your e-mail 6
times a day and be ready to receive calls from our manager. The main
thing for us is your desire to become a co-worker. We foresee a broad
system of bonuses and rewards for our employees. You can read report
about our company at the Better Business Bureau:
http://www.la.bbb.org/BusinessReport.aspx?CompanyID=13067090 <<FAKE BBB REPORT!
If
you meet our requirements, which, as you see, are quite simple - a
desire to work and grow - then please reply to this e-mail and we will
send all further instructions. I hope that you will make the right
decision and become a part of our company.
Yours sincerely,
Mary Watson 1M Diversified FinancialA further request for information generates this reply from the crooks:Dear xxxxxxx,
In
order to make an interview, your phone manager Brandon Lee may give you
a call from 9 am - 5 pm mo - fri. He may record a voicemail to you with
his office phone number (909) 954-0019, so please try to return his
call asap!
I'll begin by telling you about the work in more
detail. After our security department performs all necessary checks you
will become a full member of our company. It is very important that you
prove yourself by completing the first operations. Your personal
consultant will give you plain instructions
and recommendations, and your task will be to perform them promptly and
precisely. After several trial operations you will understand how the
system works and will successfully reveal your potential. 12% of US
traders have learnt to trade successfully just by being with us! After
the probation time you will receive all the necessary information about
creating your name, account and working schedule in the trading
business. You will reach global financial markets through advanced
trading platforms.
The first trial operations will be connected
not with stock trading but with our notable partners. You should
perform 3-4 regular tasks connected with giving orders on stock
purchases in our firm by other traders or with routine payment of
salaries and dividends to our clients from abroad. During the probation
time you will provide services to our business partners, who order the
weekly analytical reviews from world-leading stock analysts. You will
coordinate the payments for
forecasting services on currency markets. The client-trader after
completing some preparatory operations will transfer funds to your
account (No Checks! Only Bank transfers). At this stage your personal
adviser will control your actions constantly. You should wait for
confirmation that transfer has been made, to receive the information
from your adviser, that all funds have been listed in the wanted
quantity and in time. The next step (is usually within 2 hours from the
moment when you received the funds on your account) you should send it
to our client - beneficiary according to the instruction which you
received on your email or by phone from your personal adviser. Your
commission from the each transference will make 5-8 % from the sum of
the transaction. (your percent will increase on storage system). As
soon as the transference is completed, you need to send the
confirmation to our representative by email. Your personal consultant
will help you at each stage in which you perform serious transactions.
You
may write to our personal consultant with any question of interest and
receive an exhaustive answer. Your compensation will be also deducted
from the received funds on the commission basis (approximately
$4,000-$8,000 per month). During the probationary period (30 days) you
will be paid $2500 per month, plus 5% commission from every payment
received from a client. After the completion of the probationary period
your salary will go up to $3000 per month, plus 7% commission per
successfully handled transfer. Our clients value our performance and
are ready to pay extra for shorter transaction terms. You may combine
work in our company with another job, but on the condition that you pay
due attention to all our operations without holding back the delivery
of our services. You should not be worried about the taxes, you will
not have any problems with IRS - we guarantee you the full legal
support at taxes payment. You are obliged to pay the tax only
from the sum of your commission, instead of the full sum of
transference and for this purpose in the end of a month all the forms
for filling and detailed instructions will be sent to you.
You
can order a 1099, W-2 or W-9 form if you want. Our experts are always
ready to consult and prompt you, how to act correctly in any situation
connected with taxes even if it concerns your personal business.
Usually at this stage of your active work no questions arise. This is
why our clients appreciate our services and are ready to pay you the
commission for the performed operations.
Answer these questions please: What do you consider to be the most important, decisive factor while choosing a job? What is your desired level of salary? What is your current working place? Do you spend your free time at home? Please write your ideal working schedule. Do you have a computer at home? Yours sincerely, Mary Watson 1M Diversified Financial Followed by: Dear xxxxxxx,
How are you?
In
order to prevent fraudulent registrations you need to pass through our
verification test. You are required to send a scan of valid ID or a
driver license to the e-mail: hr@fin1mdiver.com or fax to
(888)656-2393. We guarantee full confidentiality of your personal
information (it will be encrypted). Our company is committed to
handling your information as confident and with high standards of
information security. Your personal information will be stored in
encrypted form only on computers that are not connected to the
Internet. We maintain physical, electronic and procedural safeguards
that comply with federal regulations to guard your nonpublic personal
information. We regularly test our security systems and also contract
with outside companies to audit that security systems and processes.
Looking forward to long-term and mutually beneficial cooperation.
Yours sincerely,
Mary Watson How it works: Firstly, be absolutely certain that there is no
job here at all. These crooks sign you up, get you to hand over your ID
details and sign a bogus contract. After that you are in what they call
a 'probationary' period, or 'training period'. The 'training' consists
of accepting transfers of stolen money into your personal account and
transferring a balance back to these criminals using Western Union.
This carries on until the first transfer comes back as
fraudulent, (i.e. when the initial victim notices it missing from his
account). As soon as that happens and you contact them to find out what
is going on they will disappear and you will be in the position of
having your account and its contents frozen, you will have lost all the
real money that you have sent them and you will likely be facing a
criminal investigation. Don't be tempted.The above evidence is clear
proof that the 1M
Diversified Financial
website is a fraudulent website set up with intent to deceive. If you
are an abuse team that has received an abuse report regarding these
fraudsters, please consider immediate termination of their services in
view of the absolutely undeniable evidence of criminal fraud - please
don't delay - these criminals will not respond to any communication
from you, (all their whois data is invariably false), but will simply
take advantage of any attempt at communication as a delaying tactic to
allow them time to carry on their criminal activity and prepare their
next network.
Known
Website Domains diverfin1m.com fin1mdiver.com
Registrar
XIN NET TECHNOLOGY CORPORATION - 08-Jul-2009
XIN NET TECHNOLOGY CORPORATION - 07-Jul-2009
Key: Active Suspended/Disabled Parked DNS Lookup:
diverfin1m.com A record Searching for
diverfin1m.com A record at k.root-servers.net [193.0.14.129]: Got
referral to h.gtld-servers.net. (zone: com.) Searching for
diverfin1m.com A record at h.gtld-servers.net. [192.54.112.30]: Got
referral to ns2.everydns.net. (zone: diverfin1m.com.) Searching for
diverfin1m.com A record at ns2.everydns.net. [208.76.62.100]: Reports
diverfin1m.com. Response:
Domain
Type
Class
TTL
Answer
diverfin1m.com.
A
IN
3600
122.70.145.146
diverfin1m.com.
NS
IN
86400
ns1.everydns.net.
diverfin1m.com.
NS
IN
86400
ns2.everydns.net.
diverfin1m.com.
NS
IN
86400
ns3.everydns.net.
diverfin1m.com.
NS
IN
86400
ns4.everydns.net.
ns1.everydns.net.
A
IN
3600
208.76.56.56
ns2.everydns.net.
A
IN
3600
208.76.62.100
ns3.everydns.net.
A
IN
3600
75.102.60.66
ns4.everydns.net.
A
IN
3600
78.129.207.168
Looking up at
the 2 diverfin1m.com. parent servers:
Server
Response
ns2.everydns.net [208.76.62.100]
122.70.145.146
ns1.everydns.net [208.76.56.56]
122.70.145.146
The host for this
criminal fraudster is listed as Beijing Gold Computer Co., Ltd.
on IP address 122.70.145.146***Latest
News*** Webpage set
up 16th. July 2009 ***Latest
News*** 23rd. July 2009
New domain notiifed by site contact - fin1mdiver.com hosted on the above network. ***Latest
News*** 25th. July 2009
News from site contact - the crooks have a fake BBB report posted on http://www.la.bbb.org/BusinessReport.aspx?CompanyID=13067090 and are using a reference to it in their spam to give themselves some credibility. Reported 24-Jul-2009.
